Checkout BraveHeroes Grant of up to $21,000 to help purchase or refinance a home. Watch Video

The Hometown Hero Credit is designed to dramatically reduce the amount of money needed to buy or refinance a home by offering up to $21,000 to cover closing costs and expenses.

  • No repayment of the funds
  • No increase in interest rate
  • No extra qualifying requirements
  • Not limited to first-time buyers
  • No income limits
  • No delay in closing
  • FHA, VA, USDA, and Conventional loan programs available
  • Minimum loan amount $300,000


To be eligible you must be a current employee, volunteer, or retired from:

  • Law Enforcement: Police Officers, Sheriffs, Highway Patrol, Correctional Officers, Dispatchers
  • Fire Protection: Firefighters, EMTs, Paramedics,Dispatchers
  • Educators: Principals, Teachers, Counselors, Administration and Staff
  • Healthcare Providers: Doctors, Nurses, Hospital Staff, Medical Office Staff, Dentists, Veterinarians
  • Military: Active and Veterans
  • Teamsters Members
  • and more!


What can the money be used for?

The Hometown Hero Credit covers up to $21,000 of the closing costs with no repayment or increase in interest rate. The credit can be used to cover the following items:

  • Escrow
  • Title
  • Lender
  • Underwriting
  • Processing
  • Notary
  • and any buyer related fees
Q Who are we?

We are one of the largest lenders in California, closing an average of 1500 transactions per month. Loan origination, processing, underwriting, and funding is all done in house which allows us to close in 30 days or less.​​​​​​​

Q What financing options are available?

The Hometown Hero Credit can be used with VA, FHA, USDA, and Conventional financing.

Q Our Mission

We are dedicated to financing the American Dream of Homeownership and giving back to those who give so much to our communities.

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